知っておきたいメリットや魅力 家賃債務保証は、借主が賃貸物件を借りる場合に連帯保証人のような役割を果たしてくれるようになるサービスのことを言います。もし借主が遅滞契約をしているにもかかわらず、家賃を滞納した場合は、借主に代わって保証会社が一定の範囲内でその費用を立て替える仕組みです。通常賃貸物件を利用するためには、万が一家賃が払えなくなってしまったときのために連帯保証人を用意しなければならないということになっています。しかし現代社会ではなかなか親や親族に保証人になってほしいと安易に依頼できない人も多く、その場合はなかなか賃貸物件に入居すらできないことにもなりかねません。しかしこのサービスを利用すれば、入居する前に連帯保証人を用意する必要が減るので、借主は賃貸物件を借りやすくなるというメリットがあります。また貸主に関しても家賃債務保証を利用すれば、希望者に物件を貸しやすくなるので、入居率のアップにもつながるというメリットもあります。また、賃貸経営をする場合はできるだけ安定した状態でおこなうのが基本です。家賃債務保証を利用すれば安定した収入が期待できるようになるので、賃貸経営のリスクがより軽減されるというメリットも存在しています。そのため、現在ではこのサービスを利用できるようになっている物件も数多く存在しており、そうした物件は全国各地に広がっている状態となっているのです。 知っておきたい仕組み もともとは賃貸物件に入居する場合は親に保証人になってほしいとお願いする人も多くいましたが、現在では親が定年退職してしまうなどで依頼できない人も増えています。その場合に連帯保証人と同様の役割を担ってくれるのが家賃債務保証と呼ばれるサービスです。もしも借主が家賃を滞納してしまった場合、借主の代わりに家賃を立て替えてくるというのが家賃債務保証の主なサービスと言えます。仕組みは大きくは2つに分かれており、一つは借主が滞納した場合に保証会社が貸主に弁済、さらに保証会社が借主に弁済したお金を請求する形です。もう一つは滞納していなくても、保証会社が毎月貸主に家賃を払い、その立て替えたお金を借主に請求するスタイルとなっています。どちらのスタイルを選んだとしても、利用しないときと比べてはるかに正しく家賃を払うことができるようになるというメリットがあります。そのため、賃貸物件の利用の際は、このサービスの利用へのニーズが高くなっているので、多くのところで既に活用されている状態です。
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